Posts Tagged ‘Budgeting’

Flying Solo – Are You Moving into Your First Home?

June 19, 2012

Are you about to move into your first home away from your parents’? Are you a parent concerned about your child successfully living on his own?

At this time of year many young adults are moving into new situations. They could be moving into a dorm for the first time, moving into a house with friends and starting college or a new job, or perhaps they are newly married and setting up a first home. Whatever the situation there is so much to keep in mind.

Jonda Beattie and I are presenting a workshop in July in Metro-Atlanta which will cover topics like: setting up a budget, keeping up wiith paperwork, stocking a kitchen, and managing time. If you live in the Metro-Atlanta area come to the workshop – Flying Solo, July 20 from 10:00 – 11:00. The workshop will be at Spacemakers of America (11415 Old Roswell Road, Ste. 300, Alpharetta, GA) The $25 investment will allow you and a parent to attend.

If you are not able to come to the workshop but would like information on these topics, purchase my book, Flying Solo: A GUide to Organizing Your Home When You Leave Your Parents’ Nest. My book can be purchased through my website www.dnqsolutions.com or through Amazon.

I hope to see many of you at our workshop!

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Receipts – take them or not

October 28, 2010

Recently, I have noticed, when I pay for an item at a store the person accepting my payment asks this question ‘Do you want you receipt?’¬† I always answer ‘Yes!’ So, yesterday when I was paying for a haircut and the woman asked me that question I asked ‘Does anyone ever say no?’ The cashier told me that most people do not want the receipt. Her answer really surprised me and I indicated that. My question¬†was ‘ how do you track your expenditures without the receipt?’ The cashier told me that she never takes a receipt. She tracks her expenses online. I track my expenses online also but I enter my expenses in a money management system. I don’t wait for it to show up in my bank or credit card account online. I take a pro-active approach by entering the expense as it occurs. The cashier’s point was that a person saves paper by not taking the receipt and it shows up eventually online in the account regardless. I understand her point and I think I could say no to a receipt if I took a moment and recorded the transaction in my smart phone so that I would know how much to enter in my money management program when I returned home. BUT that seems like a lot of work to me. It is easier for me to take the receipt and follow my routine. Additionally, I think taking a receipt prompts me to remember to track my expenses. If you don’t take a receipt how do you remember what you have spent? Do you wait until the end of the month when your statement arrives in your e-mail box to find out if you are staying within your budget? I would love to know what you think about this.